curl --request POST \
  --url https://api.valorapayments.com.br/v1/payments \
  --header 'Content-Type: application/json' \
  --header 'x-api-key: <api-key>' \
  --data '
{
  "payment_method": "pix",
  "amount": 5000,
  "currency": "brl"
}
'

{
  "payment_id": "pay_3f1a8b2c-4d5e",
  "amount": 50,
  "status": "processing",
  "fee_brl": 1.5,
  "net_amount_brl": 48.5,
  "pix": {
    "qr_code": "data:image/png;base64,iVBORw0KGgoAAAANSUh...",
    "copia_e_cola": "00020101021226770014br.gov.bcb.pix..."
  },
  "expires_at": "2026-06-26T13:00:00.000Z"
}